Health Insurance Continuation Program

2027 Marketplace Open Enrollment Is Now Open!

Open Enrollment: November 1, 2026 – January 15, 2027
Enroll by December 15, 2026, for health insurance coverage beginning January 1, 2027.

Enroll at HealthCare.gov or call 1-800-318-2596. For enrollment assistance, contact your case manager, a Marketplace navigator, or American Exchange at 1-844-441-4422.

HICP does not select or enroll clients in health insurance plans.

Enrollment Resources

Health Insurance Marketplace: HealthCare.gov
Marketplace Enrollment Preparation Checklist: Get Ready to Apply or Re-Enroll

Already Enrolled? Next Steps for HICP Assistance

Combined HICP Client Acknowledgment Form — Effective November 1, 2026: Download Form (PDF)

After enrolling or renewing your Marketplace insurance, complete the updated Combined HICP Client Acknowledgment Form and email it with your insurance enrollment documents to:

To: CIED@BRHPC.org
CC: HICPSubmit@BRHPC.org
Subject: HICP Premium Assistance

The acknowledgment form is required for HICP assistance, not for enrolling in Marketplace health insurance.

How Can We Help You?

NEED HEALTH INSURANCE?
Enroll or renew your coverage through HealthCare.gov. For assistance comparing plans and enrolling, contact a Marketplace navigator, your case manager, or American Exchange.

ALREADY ENROLLED?
Send your insurance enrollment documents and updated signed Combined HICP Client Acknowledgment Form to CIED@BRHPC.org, copying HICPSubmit@BRHPC.org.
Documents should show the selected plan, coverage dates, available and applied Advance Premium Tax Credit (APTC), and remaining monthly premium. An insurance card is not required to begin the review.

NEED HELP WITH A MEDICAL OR PHARMACY BILL?
Review the HICP Summary & Requirements with your provider. Submit complete, eligible billing documentation to HICPSubmit@BRHPC.org within 60 calendar days of the Date of Service and before the contract-year deadline.

About HICP

The Health Insurance Continuation Program (HICP), administered by Broward Regional Health Planning Council (BRHPC), provides assistance with eligible health insurance expenses for qualifying Broward County Ryan White Part A clients.

HICP offers two types of assistance:

  • Medical and Pharmacy Cost-Sharing Assistance: Helps pay eligible copayments, coinsurance, and deductibles for covered, in-network outpatient medical services and eligible medications.
  • Premium Assistance: Helps pay eligible monthly Affordable Care Act (ACA) Marketplace health insurance premiums after applying the available Advance Premium Tax Credit (APTC).

HICP is not health insurance. Eligible medical and pharmacy cost-sharing payments are issued directly to providers, while eligible Premium Assistance payments are issued directly to insurance companies. HICP does not reimburse clients.

Current HICP Eligibility and Payment Limits

Effective November 1, 2026

  • Income Eligibility: Up to 400% of the Federal Poverty Level (FPL), subject to current Broward Ryan White Part A eligibility and applicable Insurance Support Services (ISS) authorization.
  • Premium Assistance: Up to $250 per month when the full available APTC is applied and the remaining monthly premium is $250 or less.
  • Combined Annual Limit:$3,000 per client per contract year for eligible cost-sharing and Premium Assistance payments combined.
  • Client Acknowledgment: All clients must complete the newly approved Combined HICP Client Acknowledgment Form, which replaces the previous separate acknowledgment forms.

Assistance is subject to program eligibility, complete documentation, available funding, and applicable payment requirements.

Forms and Resources

Client Forms and Program Requirements

Combined HICP Client Acknowledgment Form — NEW (PDF)

HICP Summary & Requirements — Updated November 2026 (PDF)

Medical and Pharmacy Provider Resources

HICP Eligible CPT Code List (PDF)

HICP Surgical CPT Quick Reference Guide (PDF)

HICP Pharmacy Provider Direct-Billing List (PDF)

External Resources

Florida ADAP Formulary — Current State Formulary

Health Insurance Marketplace — HealthCare.gov

Marketplace Enrollment Preparation Checklist (PDF)

Medical & Pharmacy Cost-Sharing — For Clients

Clients are responsible for:

• Maintaining active Broward County Part A eligibility.

• Ensuring Insurance Support Services (ISS) is active/authorized for the applicable service period.

• Keeping insurance information current with Broward County Part A eligibility staff.

• Using in-network providers whenever required by their health insurance plan.

• Confirming the service is covered by their insurance before receiving care.

• Confirming the service is allowable under HICP guidelines before receiving care.

• Submitting bills and required documentation within 60 calendar days of the date of service and within the allowable contract year.

• Understanding that HICP does not reimburse clients directly.

• Following up with providers after HICP payment is issued, because provider posting times may vary.

Medical & Pharmacy Cost-Sharing — For Providers

BRHPC administers HICP as a third-party secondary payer for eligible Broward County Part A clients. HICP may pay allowable patient responsibility amounts directly to providers or allowable payees for eligible services after the client's primary insurance has processed the claim.

Required billing documentation:

Providers or clients must submit either a CMS-1500 with Explanation of Benefits or an itemized medical billing statement. Documentation must include:

• Client's legal name and date of birth

• Date of service

• Insurance payment details

• Patient responsibility amount and type: copay, coinsurance, or deductible

• CPT/procedure code

• Diagnosis code, when required for eligibility review

• Provider billing address/payment location

Important Client Responsibility

Clients are ultimately responsible for ensuring bills/claims are submitted to HICP within required deadlines, even when a provider or third party may assist with submitting documentation.

Submitting Medical & Pharmacy Payment Requests

Email: HICPSubmit@BRHPC.org

Fax: (954) 563-3502

Mail/Drop-off:

BRHPC Main Office, Attn: HICP

200 Oakwood Lane, Suite 100

Hollywood, FL 33020

Contact Information and Important Deadlines

HICP payment requests must be submitted within 60 calendar days of the date of service and within the allowable Broward County Part A contract year. Late or incomplete submissions may be pended or denied.

HICP Contact Details

Health Insurance Continuation Program (HICP)

Broward Regional Health Planning Council, Inc.

Email: HICPSubmit@BRHPC.org

Phone: (954) 561-9681 ext. 1275

Fax: (954) 563-3502

Mail/Drop-off: 200 Oakwood Lane, Suite 100, Hollywood, FL 33020

Important Contacts

Broward County Part A / CIED: 954-566-1417

For Broward County Part A eligibility and Insurance Support Services status.

ADAP: 954-213-0623

For ADAP eligibility or ADAP Formulary-related questions.

Last Updated: November 4, 2026